Terms of Use

These terms and conditions outline the rules and regulations for the use of the Ray Lombera and Associates website. Ray Lombera and Associates is located at: 135 S Jackson Street, Suite 202, Glendale, CA 91205.

Accessing this Website

By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use the Ray Lombera and Associates website if you do not accept all the terms and conditions stated on this page.

Terminology

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By using the Ray Lombera and Associates website you consent to the use of cookies in accordance with the Ray Lombera and Associates privacy policy.

Most modern-day, interactive websites use cookies to enable website owners to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate/advertising partners may also use cookies.

Information Storage and Data Security

We intend to safeguard information that you submit to us. To this end we have physical, electronic, and managerial procedures in place to secure the information you provide to us online. However, we cannot ensure the security of information you transmit over the internet. Therefore, we urge you to take every precaution to protect your personal data while on the internet and advise you that you do assume the risk of a third party obtaining that information.

License

Unless otherwise stated, Ray Lombera and Associates Company and/or its licensors own the intellectual property rights for all material on the Ray Lombera and Associates website. All intellectual property rights are reserved. You may view and/or print pages from our website for your own personal use subject to restrictions set in these terms and conditions.

You must not:

  • Republish material from our website

  • Sell, rent or sub-license material from it

  • Reproduce, duplicate, or copy material from it

  • Redistribute content from Ray Lombera and Associates (unless content is specifically made for redistribution).

Hyperlinking to our Content

The following organizations may link to our website without prior written approval:

  • Government agencies

  • Search engines

  • News organizations

  • Online directory distributors when they list us in the directory may link to our website in the same manner as they hyperlink to the websites of other listed businesses; and

  • Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our website.

These organizations may link to our home page, to publications or to other website information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site. We may consider and approve in our sole discretion other link requests from the following types of organizations:

  • Commonly-known consumer and/or business information sources such as Chambers of Commerce, American Automobile Association, AARP and Consumers Union

  • dot.com community sites

  • associations or other groups representing charities, including charity giving sites

  • online directory distributors

  • internet portals

  • accounting, law and consulting firms whose primary clients are businesses

  • educational institutions and trade associations.

Iframes

Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our website.

Content Liability

We shall have no responsibility or liability for any content appearing on your website. You agree to indemnify and defend us against all claims arising out of or based upon your website. No link(s) may appear on any page on your website or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Reservation of Rights

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our website. You agree to immediately remove all links to our website upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our website, you agree to be bound to and abide by these linking terms and conditions.

Removal of Links from our Website

If you find any link on our website or any linked website objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you.

While we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

  1. limit or exclude our or your liability for death or personal injury resulting from negligence;

  2. limit or exclude our or your liability for fraud or fraudulent misrepresentation;

  3. limit any of our or your liabilities in any way that is not permitted under applicable law; or

  4. exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.

To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

This privacy policy is subject to change at any time and without notice. For updates, please refer to this page. Last updated 11/02/2022.